You Passed. Now Survive.
Passing the evaluation is the easy part. The real killing field is the transition from Simulated Funded to Live Capital. This is where firms reclaim 40% of their "funded traders" through rule mutations, payout delays, and psychological warfare.
Where You Are Now
The Live Funded stage sits between passing your challenge and actually getting paid.
The Live Account Playbook
Everything you need to navigate the most treacherous phase of your prop firm journey.
Sim → Live Transition
Every firm has different triggers to move you from simulated funded to real capital. Some require 5 profitable days, others need a minimum P&L threshold. We map every condition.
See All Triggers →Payout Timeline Reality
How long does it ACTUALLY take to get paid? We tracked real withdrawal requests across 15+ firms. Some pay in 48 hours. Others ghost you for weeks.
View Payout Data →Live Consistency Rules
The consistency rule changes when you go live. The drawdown resets differently. The profit split shifts. These are the rule mutations that kill 40% of funded traders.
Read The Fine Print →The Psychology Shift
Trading simulated money and trading real capital activate fundamentally different neural pathways. Learn why your edge disappears the moment real money hits the screen.
Prepare Your Mind →Firm-Specific Live Rules
We tracked the exact triggers, payout mechanics, and cooldown periods across the industry.
Alpha Futures Live Account Rules 2026: The Monthly Salary Model That Pays You to Stay Alive
Alpha's live system converts 50% of your remaining funded profits into a 12-month salary — but only if your live account survives. Here's the complete breakdown of the salary mechanic and the $5K deposit.
Read Rules →FundedNext Live Account Rules 2026: Why You'll Probably Never See One
FundedNext's live transition is rare by design. Only Legacy account types are eligible, and even then, only after 4+ payouts. Here's the full breakdown of who gets pulled and why most traders can ignore it.
Read Rules →Lucid Live Account Rules 2026: The Complete Sim-to-Live Transition Guide
Everything you need to know about Lucid's live account transition. Entry conditions, EOD drawdown rules, bonus plan mechanics, and the 4-week cooldown policy.
Read Rules →Purdia Live Account Rules 2026: Direct-to-Live via SFA — The 2-Month Onboarding Reality
Purdia skips the funded stage entirely with direct live accounts via the SFA pathway. But the 2-month onboarding process and strict blowout penalties make it a high-commitment play.
Read Rules →Take Profit Trader Live Account (Pro+) Rules 2026: The Only Firm Where Live Coexists With Funded
TPT's unique Pro+ live system explained. The frozen deposit mechanic, how live and funded accounts coexist, and why this firm demands a different strategy than every competitor.
Read Rules →Topone Live Account Rules 2026: Fast Triggers, No Cooldown, But Strict Position Limits
Topone transitions you to live after just 2-3 payouts with no cooldown on blowout. But the live account size and position limits are determined by your remaining profits — not your funded account size.
Read Rules →Topstep Live Account Rules 2026: The 20/80 Custodian System That Nobody Understands
Topstep's live account uses a 20% initial + 80% custodian unlock structure. Here's exactly how the unlock works, why most traders fail it, and the 6-month cooldown reality.
Read Rules →Tradeday Live Account Rules 2026: The Predictable 3-Payout Trigger and $500 Safety Net
Tradeday guarantees exactly 3 payouts before live transition — no early pulls. Plus a unique $500 safety net on blowout and risk-team evaluated cooldowns.
Read Rules →Tradeify Live Account Rules 2026: Entry Triggers, 90% Split, and the 4-Week Reset
Complete Tradeify live account guide. How the 3-payout or 10-cumulative trigger works, EOD drawdown specs, the milestone bonus system, and what happens when you blow live.
Read Rules →Don't Let The Rules Kill Your Funded Account
Before you trade a single lot on your funded account, understand the exact conditions that will trigger a breach. The math is different now.
Compare Firm Rules →